WATER DAMAGE

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Water Damage

“Water damage” refers to any type of physical damage caused to property that has come into contact with water. It can stem from natural disasters such as floods, hurricanes, tornadoes, or torrential downpours. Other causes of water damage in the home include leaky plumbing, sewage pipes, burst pipes, or even a leaking roof. Not every policy covers all of these situations, and some may include certain components in your home but not others. Its important to understand what coverages your specific policy affords.

Information & Tips

Do not underestimate the damaging power of water!

  • Use professional moisture evaluations and documentation to determine the necessary scope of work.

  • Hire a licensed plumber or contractor to repair the damage temporarily until the carrier can be notified.

  • Hire a private mitigation company to perform the required emergency services.

  • Do not throw anything away until it has been documented and presented to your insurance carrier.

  • Be more concerned about future damage than minimizing damage upfront and cutting corners.

  • Do not attempt to self-diagnose your problem.

  • Allow professionals to make the decisions.

  • Have professional representation report your claim.